What does university health insurance cover?
I have the insurance through school, which is first health insurance. The physicians I want to visit are covered in the insurance network, but I’m not sure what the fees will be. Does anyone have similar insurance, if so, please let me know what to expect. Thanks!
My insurance through school covers 100% of anything done at the student health center. I see a doctor there regularly, for diabetic reasons, and get a lot of lab work done – all covered.
They can do just about anything there at the health center, blood work, x-rays, annual exams, gyno stuff… and if you need to see a specialist, they will refer you – which is like being in network.
Outside of the health center, I have a $200 deductible per semester. In the last two years, I’ve used my insurance extensively – and haven’t paid anything out of pocket other than that deductible.
Prescriptions are not covered…
I was not happy in the beginning that I was required to keep the school insurance, I thought it was a waste of money – but now, I would certainly recommend it to everyone. Use it!
Good luck
Health Insurance: Understanding the Lingo (College Health)
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