How do deductibles work for health insurance?
For example, my insurance provides 1000.oo dollar deductible, that means I have to pay this sum first and then my coverage will be for the rest of the elements that the percentages are for my insurance??
I hope you take your co-payments and premiums in the review and what the insurance covers. There are so many things to consider, so I would suggest a book that helped me choose my insurance called "Healthcare for Less" by Michelle Katz. The book will help you understand what the insurance is best for you by pointing out the websites and may not matter that you have before. But to answer your question, yes, you have to pay the first $ 1,000 coverage, but you may want to check out other plans that are offered as a !!!!! HSA And make sure you save your receipts …. you may be able amortize this franchise in the end !!!!! You can obtain a copy of "Healthcare for Less" at Borders, Barnes and Noble, or order Olssons on www.amazon.com. I hope that helps!
How to Survive the Coming High-Deductible Environment: 2009 AHRA Fall Conference
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