health insurance quotes maternity

Has anyone heard of freedom as prime insurance co. or is it a scam?

I applied for insurance disease offers online and got a right away from this company. I am in a position where I have health insurance, but they cover not my maternity care so I need something that will. The seller said that the insurance was 114.95/month and covers 60% / 40% … sounds too good to be true. No copay you pay only 40%. They wanted to take my number of credit card rather impatiently but I told them I needed more info so he is emailing me.

According to AM Best, which rates insurance companies, there is no insurance company doing business in the U.S., Prime Liberty appointed. But you apply online for quotes. So what happens is your personal information is collected and sold as "head" to perhaps 200 different agents. First Liberty is an agency that has purchased your example. Expect many more calls, too. 60/40 coverage is crap. You must ask a number of things: 1. which is the insurance company? 2. Is this a "Insurance" or "plan" or "benefit" If this is not an insurance policy, they will talk around the word, and say the benefits, the plan, coverage without actually calling INSURANCE. 3. What are the limits polciy? Some insurance policies affordable health coverage limit in 1000 Per year. Or by visiting a doctor. Or no emergency. Or $ 2,500 for hospitalization. If you are 30 years old and healthy, not overweight, a insurance without maternity deductible will cost $ 600 per month – and it does not cover any pregnancy that begins in the first year. If you are already pregnant, it is too late for maternity insurance. If you do not want to scam you, do not buy your insurance online. Go in a local, independent agents, who can sit down and explain coverages and prices, and help you find something that fits your budget.

Health Insurance: Maternity Care Quotes for Texas Families